How Much NBA 2K26 VC to Max a Build to 99?

If you are just starting out and maxing a player to 85, it will cost around 200,000 VC for the attributes alone. If you are maxing a player to 99 anticipate spending closer to 360,000 VC.

NBA 2K26 VC Pro Tip

Buying the 700,000 VC bundle is just barely not enough to max 2 builds. Unfortunate. If you want to stretch the 700,000 across 2 builds, stop upgrading at 97 on each.

Bonus VC Breakdown

All bundles above 5,000 VC include bonus VC. The larger the bundle, the better the bonus percentage:

• 15,000 VC: 20% bonus
• 35,000 VC: 40% bonus
• 75,000 VC: 50% bonus
• 200,000 VC: 60% bonus
• 450,000 VC: 80% bonus
• 700,000 VC: 87% bonus

What is VC Used For?

Virtual Currency (VC) in NBA 2K26 is used to upgrade your MyPlayer attributes, purchase animations, buy cosmetic items in the store, and open packs in MyTeam mode. It's the primary currency for progression across multiple game modes.